Do I need to pay for occupational accident insurance coverage? Grubhub for Drivers Updated April 08, 2021 16:36 Follow No. The coverage is at no cost to California drivers. Drivers do not need to pay any premiums or deductibles. Related articles Does occupational accident insurance cover damage to my vehicle? What kind of accidents does occupational accident Insurance cover? What is occupational accident Insurance? How do I submit a claim? Am I eligible for occupational accident Insurance? Comments 0 comments Article is closed for comments.